![]() ![]() We do not receive a commission on Lenders Mortgage Insurance. The cost of Lenders Mortgage Insurance premium is passed on to you. Please speak to your lender if you would like to understand this process in more detail. ![]() The percentage applied will vary depending on a number of factors. The cost of Lenders Mortgage Insurance is calculated as a percentage of the loan amount. What is the cost of Lenders Mortgage Insurance and who pays for it? As Lenders Mortgage Insurance reduces Westpac’s risk as a lender when providing a home loan, you may be able to apply for a home loan and get into your home sooner, with a lower deposit. There may be other circumstances where Lenders Mortgage Insurance is also required. If your deposit is less than 20% then Lenders Mortgage Insurance is usually required. When is Lenders Mortgage Insurance required? If you're considering a home loan and are not sure about what it could cost to maintain, use our repayment calculator to estimate your repayments and our affordability calculator to see what you could afford to borrow. ![]() You can find out more about mortgage insurance by speaking to your lender. Lenders Mortgage Insurance should not be confused with mortgage protection insurance, which is an insurance option to cover your mortgage and/or your mortgage repayments in the event of death, disability, unemployment or reduced income. It’s important to understand that Lenders Mortgage Insurance is obtained by and insures Westpac, not you. You (and/or any guarantors) are still liable to pay the shortfall (for example, to the mortgage insurer if Westpac claims on Lenders Mortgage Insurance). Lenders Mortgage Insurance insures Westpac for any shortfall in the event that you default on your loan and if the proceeds from the property sale are not enough to pay off the loan in full. What is Lenders Mortgage Insurance and what does it cover? ![]()
0 Comments
![]() This text may not be in its final form and may be updated or revised in the future. NPR transcripts are created on a rush deadline by an NPR contractor. Visit our website terms of use and permissions pages at for further information. (SOUNDBITE OF MICHAEL WILBUR'S "DEVOTED")Ĭopyright © 2021 NPR. MARTÍNEZ: That's NPR media correspondent David Folkenflik. Take the seeming efforts by the former president's team to block last year's election results - the press has to address this, I think. And I think it hurts journalists right now who are investigating other possible wrongdoing by Trump for which there's far greater evidence. When you get the facts wrong, when you contribute to misunderstanding, that was unfair to Trump and his supporters, as well as to the facts. ![]() And the Steele report drove a lot of conversation and coverage for years. But no one ever found any proof of collusion between the Trump campaign and the Russians. And you can base that on the bipartisan Senate Intelligence report. The Russians did interfere in the elections and Trump denied it. Trump wanted help from the Russians against Hillary Clinton. He had questionable business dealings there. This didn't prompt special prosecutor Robert Mueller's investigations. It doesn't fundamentally change our understanding of Trump and his relationship to Russia. MARTÍNEZ: But, David, why does all this matter?įOLKENFLIK: Let's be clear. The Steele report drove a lot of coverage, and I don't think you've seen news organizations sufficiently wrestle with that. All of which plays into Trump's claims that the press was out to get him. But let's be fair, this network also invited on lawmakers and others who invoked its themes. MSNBC and CNN gave a ton of airtime to former intelligence officials they had hired as pundits who gave it credence while NPR stayed away from specifics because it couldn't verify them. Think of McClatchy, which - the owner of the Miami Herald, The Kansas City Star and other major metro newspapers, that news organization hasn't retracted two separate stories claiming Trump's lawyer, Michael Cohen, met with Kremlin agents in Prague. He said it was in the public's interest to know what federal officials were worried about, even while noting that its allegations hadn't been verified. In January 2017, then-BuzzFeed editor-in-chief Ben Smith posted the entire document. In 2016, the question of the Steele dossier was bouncing around journalistic and national security circles. What are some of the others?įOLKENFLIK: Well, look, there are examples of specific stories, and then there's just the sheer volume of it. MARTÍNEZ: And that's far from the only example of flawed reporting, David. And The Post's new executive editor, Sally Buzbee, acknowledges it contradicts some of the previous reports. The Post, ABC News and The Journal are revisiting those past stories. Federal prosecutors now say that Danchenko never spoke to that Russian figure and that he also relied on a PR consultant with ties to the Clintons who was spreading gossip. Each identified a Russian business figure with ties to Trump as the main source for Danchenko, seemingly giving the dossier greater credibility. What does this mean for news stories that relied on his claims?įOLKENFLIK: Well, The Wall Street Journal, ABC News and The Washington Post had explicitly based some reporting on Danchenko's claims in the dossier. MARTÍNEZ: Now, the Justice Department has charged that key source for the dossier, Russian analyst Igor Danchenko, with lying the FBI. ![]() They looked shaky as time moved forward and have since been discredited, yet they echoed for several years. And a lot of the specific accusations in the dossier were even denied at the time. This dossier was misused by FBI agents to surveil a U.S. The dossier alleged the Trump campaign was also conspiring with Russia in the 2016 election to damage Hillary Clinton. And it claimed that Russia had cultivated Trump as a target for years and that the Russians were likely blackmailing him. It was put together by a former British intelligence official for a consulting firm hired by Democrats. So the dossier included a lot of accusations about Trump, a lot of salacious accusations about Trump's sex life. David, remind us about the dossier and the role it played in the 2016 race.ĭAVID FOLKENFLIK, BYLINE: Right. NPR media correspondent David Folkenflik joins us now to talk about this. It follows the indictment of a key source for the Steele dossier, the infamous opposition research into possible links between Trump and Russia. Some of the nation's leading news organizations are revisiting coverage of allegations against candidate and then President Donald Trump. ![]() ![]() ![]() ready, in progess, skill fodder, undecided), and a text field for leaving notes. Bound Hero Battles Grand Hero Battles Tempest Trials Skills. * Steal a good idea from FEHDB - give us some labels to categorize bench units with (e.g. A calculator for Fire Emblem Heroes that simulates lots of one-on-one duels at once. All Cargo tables on the wiki: For example, querying Heroes, their weapon types and move types: tablesUnits&fieldspageNamePage,WeaponType,MoveType&limitmax&formatjson. * Show which IVs are recommended for a hero - Ideally, just scrape the data from gamepress and mark the stats on that unit green/yellow/red accordingly * Import heroes with the camera or imported screenshots - Take a picture of the units profile page, it detects their IVs/merges/skills/etc automatically and saves them to your bench ![]() a Summon Simulator and Unit Builder on their site, check it out). My favorite thing is that, unlikely every other IV tracker i’ve seen, it takes merges into account - set the slider to +3 or whatever, and it automatically calculates the the stat boosts from that.Įdit: yayyy for cloud backups! Other things I’d like to see added: An online theorycrafting tool for Fire Emblem: Heroes (Aether Raid Defense Builder). At start of combat, if units HP 25, grants Atk/Spd+6 to unit, deals damage 20 of units Spd (including when dealing damage with a special triggered before combat), and neutralizes effects that prevent units. Effective against flying and armored foes. ![]() I was looking for my a way of tracking my units IVs, because the list I’d been keeping in the notes app got a bit unwieldy. Accelerates Special trigger (cooldown count-1). ![]() ![]() ![]() All oil change packages include a tire pressure check, fluid top off, tire rotation, visual brake check, standard oil filter and our 23-point inspection. In this ultimate guide for 2023, you will find how much does an oil change cost at Jiffy Lube, Walmart, Valvoline, Sears, Midas, Goodyear, Firestone, NTB, and some other local auto service centers. Respectful, efficient, affordable, and quick. Our certified technicians will consider the make, model, condition and mileage of your car before recommending the necessary oil change.We offer synthetic blend, high mileage or full synthetic oil change packages that are recommended based on your car's individual needs. Get a fast oil change in Tigard, OR without the high-pressure sales tactics. 37 + Years of Experience 2 + Locations For more than 37 years, Fast Laine Oil Change has provided oil changes and quick Smog Check from certified technicians in about 15 minutes, including a free safety check to keep your vehicle running smoothly. Changing your oil and filter will help your vehicle's engine continue working at its best. Goleta Quality Oil Change & Smog Check since 1986. Lubricating oil in the engine provides this vital service, but over time that oil breaks down and becomes contaminated with dust, dirt and debris from your engine as well as the environment. Your engine is made up of many moving parts, and those parts need to be properly lubricated to avoid damage to your vehicle's engine. Looking for an oil change near you How about a new oil filter We want to make sure your vehicle receives the right kind of oil change at the right price. Performing your own oil change is a hassle! Our oil change offers and tire packages make it affordable to have this job done by a professional.Visit our locations page or call your local center today to learn about current coupons and deals and see how convenient and affordable your next oil change can be! Our Local Oil Change Services Oil Change Packages & Current Oil Change Coupons ![]() ![]() ![]() Saturday 6/20 the battery was brought into the store for testing. I contacted the store on 6/19 and I was told that they needed the battery to test it. In order to use my car I needed to replace the battery at a cost of $230. AAA was unable to jump it and it was towed to Sunset KIA where they diagnosed a bad battery. my daughter was using car and it would not start. I purchased an auto battery 5/18 with a 3 year replacement warranty. They said they would refund me my money spent, but they never mentioned a time frame.įailure of a covered battery caused me to replace battery at a dealership and store refuses to refund me for battery cost. I have not gotten any service for the money I spent. In short they broke my phone and will not return my money to me. ![]() I returned the battery and they still have it. The battery they put in my phone didn't last more than a couple days. They have not provided any service for me. Also if the battery that is sold to me did not work and it was returned. I want my electronics to still work after a battery is installed. ![]() Now the owner says he will only give half of my money back. I misplaced the receipt and just found it. They told me to come into the store and get a full refund. ![]() I returned the phone to them after a couple days, and left it with them, They kept the phone for a couple days before they told me they could not fix the phone. They put a battery in and it worked for about a day or two then died. I went into the store and left them my phone to put a battery in it. I will once again describe What happened. You can look at the paperwork and see that the bank sided with me. The bank sided with me and made the credit to my account permanent as of. I had contacted the bank and gave them the correct version of what had transpired. this claim is invalid.īatteries plus submitted paperwork from the bank on the decision as of. Our paperwork shows reversal on October 24th, 2021. If he did come to the phone and spoke with me he would know the whole story.Ĭustomers rebuttal was shown as October 22nd, 2021. The owner had nothing to do with the transaction, and did not come to the phone to speak with me. You can see the attached bank statement crediting my account. The bank initially sided with batteries plus, but I disputed the debit and clarified what had happened and the bank reversed the debit and credited my account. All documents are attached for proof of transaction. 25th, 2021 we received a credit from Bank of America for the transaction amount of 74.89. 24th, 2021 Bank of America stated the transaction had been reversed in my favor. See attached documentation showing Batteries Plus won the bank account transaction. If he cannot find the recordings I will try and find them. I suggest the owner to listen to all three phone calls. I remember the phone calls and they completely contradict his statement. I would like to hear the voice recording. I lost the receipt, and when I found the receipt the owner changed his mind. I was told they would refund my money for the battery. They had the phone for 5 days before they advised that they could not fix the phone. The phone was returned with in 2 days of picking it up from the store. (The consumer indicated he/she DID NOT accept the response from the business.) We would be happy to warranty the battery but since its past 14 days we cannot refund the money. This claim was also disputed to the bank for the charged amount in which the Bank for Batteries Plus found in our favor. This release states product was working at time of release. And all check ins are signed on release of phones to customers. We have a check in process for all phones brought into our store. We offered a warranty since it was past the two weeks which was refused. Mr ****** was informed we have a 2 week return policy (See attached receipt Mr. ****** had a repair done on his Motorola Z3 on. No one from the company ever called me or tried to resolve the issue in any way. I received no service from this company, just a broken phone and battery, and they kept both. I disputed the charges with my bank and the bank credited my account. ![]() ![]() ![]() Room 100 seems to be designed to simulate the area in which Fracktail is fought, with the music from the Yold Desert and a circular patterned floor which can be seen to act like sand when Wracktail rises from the ground. Also, Rooms 76-99 show Fort Francis, with the Pure Heart inside. Rooms 51-75 have Merlee's Mansion, with the corresponding Pure Heart. In the Flipside pit, Rooms 1-25 have a Pure Heart paired with Flipside and Flopside (a reference to Mario's first Pure Heart), and Fracktail with the orange Pure Heart in Rooms 26-50. The pipe leading out of the pit will not appear until the player has Dashell.īoth pits have artwork on the walls depicting a Pure Heart and where it is found, which changes every 25 rooms. After Wracktail is destroyed, the player obtains the Pixl Dashell. ![]() At the 100th room, though, the boss Wracktail is found and the pit cannot be escaped until he is defeated. In every tenth room is a Catch Card of a Pixl, a pipe leading out of the pit, and the door to the next room of the pit. If the player runs out of time, they will receive an instant Game Over. The player is given five minutes in every room to find and defeat the enemy holding the key and unlock and enter the locked door. In the Pit, a random enemy in each room holds a Pit Key to a locked door that proceeds to the next room. (The location is also hinted at by Garson.) Alternatively, Luigi can simply hit the switch by doing a Super Jump. They can then have Mario flip on the blocks and a secret passage will appear, which will lead to the ledge with the blue block to open the way to the Pit. After looking around with Tippi, the player can reveal a route to a bunch of blocks. After gaining Boomer, one can go to the lowest level on the outskirts of Flipside. The switch that opens the Flipside Pit is located above the entrance, which is sealed by blocks. However, in this game, there are two pits – one in Flipside and one in Flopside, the latter of which is called the Flopside Pit of 100 Trials. The Flipside Pit of 100 Trials is a one hundred-room labyrinth in Super Paper Mario, similar to the one seen in Paper Mario: The Thousand-Year Door. Continued abuse of our services will cause your IP address to be blocked indefinitely.The Flipside Pit of 100 Trials in Super Paper Mario Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. If you do not understand what is causing this behavior, please contact us here. If you promise to stop (by clicking the Agree button below), we'll unblock your connection for now, but we will immediately re-block it if we detect additional bad behavior. Overusing our search engine with a very large number of searches in a very short amount of time.Using a badly configured (or badly written) browser add-on for blocking content.Running a "scraper" or "downloader" program that either does not identify itself or uses fake headers to elude detection.Using a script or add-on that scans GameFAQs for box and screen images (such as an emulator front-end), while overloading our search engine.There is no official GameFAQs app, and we do not support nor have any contact with the makers of these unofficial apps. Continued use of these apps may cause your IP to be blocked indefinitely. This triggers our anti-spambot measures, which are designed to stop automated systems from flooding the site with traffic. Some unofficial phone apps appear to be using GameFAQs as a back-end, but they do not behave like a real web browser does.Using GameFAQs regularly with these browsers can cause temporary and even permanent IP blocks due to these additional requests. If you are using the Brave browser, or have installed the Ghostery add-on, these programs send extra traffic to our servers for every page on the site that you browse, then send that data back to a third party, essentially spying on your browsing habits.We strongly recommend you stop using this browser until this problem is corrected. The latest version of the Opera browser sends multiple invalid requests to our servers for every page you visit.The most common causes of this issue are: ![]() ![]() Your IP address has been temporarily blocked due to a large number of HTTP requests. ![]() ![]() ![]() On patch 2.66, resource protectors scale with level of harvesters, thus allowing their rare drop to have increased drop chance, but are much stronger than before (to the point some fair players might die to them), aiming to enforce their anti-bot purpose. These only drop if you have subscription, though. All element types are extremely powerful and can deal massive amounts of damage. ![]() His specialty is above all to do the most damage to his opponent. They are intended as anti-bot measure, while rewarding actual players with a bag of 50 units of said harvestable resource and a chance of dropping a rare resource, which has various uses, such serving as characteristic scroll, being required in quests or being part of recipes of equipments. Le Iop is an iconic class in the game DOFUS. Ntuthu, Dofus 1.29 wallpaper, Helping hand images free, Sering bertengkar. Occasionally while gathering harvestable resources you will be attacked by a Crop Protector, also known as a Scarecrow. Bosch wfl 2400 user guide, Blair academy admissions, Datapanik amsterdam. Guide 1.29 Hello I may try the next mono retro server and I was wondering if there is website / guide to the 1.29 version I would like to prepare my character and to know what gear is the best and what content I need to farm at each lvl. If you collect them yourself, it takes about half or less from values on table.ġ690 Hop, 338 Five-Leaf Clover and 338 Eternal Ashesġ670 Hop, 334 Five-Leaf Clover and 334 Cherryġ655 Flax, 331 Wild Mint and 331 Scurvion Bloodġ950 Rice, 325 Freyesque Orchid and 325 Drinking Waterġ944 Rye, 324 Freyesque Orchid and 324 Magical Cureġ938 Malt, 323 Edelweiss and 323 Temporal Powderġ920 Hemp, 320 Pandkin Seed and 320 Salt Measureġ920 Hemp, 320 Pandkin Seed and Pepper MeasureĢ226 Millet, 636 Belladonna and 318 Frying OilĢ219 Millet, 634 Belladonna and 317 Baker's Yeast NOTE: These are values without getting any XP from manual harvesting. ![]() ![]() ![]() This can cause people with narcolepsy to withdraw from emotional interactions. Intense feelings, such as anger or joy, can trigger cataplexy. Others might see people with narcolepsy as lazy or lethargic. Your performance may suffer at school or work. Narcolepsy can cause problems at work or in your personal life.
![]() ![]() The following query finds all data rows in which the state is neither California, New York, nor Texas: SELECT * FROM baby_names WHERE state != 'CA' AND state != 'NY' AND state != 'TX' The NOT IN comparator works the same as if we used multiple conditions that used != and were joined with AND (i.e. The following two queries are equivalent: SELECT * FROM baby_names WHERE state = 'CA' OR state = 'NY' OR state = 'TX' SELECT * FROM baby_names WHERE state IN ( 'CA', 'NY', 'TX' ) Using NOT IN to exclude multiple possibilities The IN keyword can be seen as a way to clean up multiple OR conditions. Using IN to match against multiple possibilities You may not actually use it, but it is there, because of course it's there. But I include NOT LIKE because its existence and functionality is a natural consequence with how NOT and LIKE and the rest of SQLite syntax works. In fact, I can't think of a time where I've actually used NOT LIKE except just now, which may explain the lameness of my example. Note: There must be better ways to phrase the above query. To find all names that begin with the letter J but do not have the letter e in them: SELECT * from baby_names WHERE name LIKE 'J%n' AND name NOT LIKE '%e%' The NOT keyword can be used to negate a LIKE operator, similar to what != is to =. Try running the previous query using % instead of _ to see the difference.
![]() If you want to save time typing your message, you can skip opening the emoji keyboard for some of your most used emoji or emoji sequences. Since they are parts of other emoji, they won't appear as big as regular emoji in Messages when used alone (except for the left speech bubble).
|